Michael Edmondstone

Let me be the first to admit to you that facing personal debt isn’t easy. I remember being worried about debt collectors and being tempted by credit card offers coming in the mail, thinking that if I could use the new card to pay down my old debts just for a little while, everything would turn out alright in the end.

Most of all, I remember being ashamed. I didn’t want anyone to know about my situation, but I didn’t quite know how to help myself out of the situation, either.