personal responsibility

3 Ways to Take More Personal Responsibility

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personal responsiblity

English culture, especially North American culture, does not like the idea of personal responsibility. If I got drunk at a bar and ended up in a car accident, I could sue the bar for serving me. If I broke into your home and tripped over the dog, I could sue you for damages.

Pop psychology and daytime television have filled our heads with the idea that it’s never our fault. We can blame our parents, the system, or (more recently) our genetic makeup.

And what have we ended up with? A couple of generations of people who refuse to take responsibility for their lives, saying “but it’s not my fault” every time something bad happens.

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The Truth About Debt and Dreams

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debt

Does debt cripple dreams? Or is it the very thing that makes them come true?

My first real experience with debt was a credit card I got back in 2003. I was traveling overseas for 10 months, and a credit card was both a way to access funds whilst away and a safety net for if I ran out of cash. Since it was predominantly a working holiday, for the first 9 months I had little use for the card, and what I did put on the card was quickly paid off from my savings. My last month overseas, though, I was on the road and anyone who has ever been traveling will realize how expensive this is.

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